Ever thought of paying someone while texting on social messengers such as Whatsapp?? The Facebook-owned Whatsapp social messenger platform reportedly testing out the new Whatsapp UPI -based payment technology for selected Whatsapp Beta users and it is available for both Android & iOS operating systems. As we know UPI payments are most used systems in India these days, almost all the banks providing UPI based payment processing systems for their users.

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Whatsapp UPI Payments

Unified payments interface (UPI) processing system has been introduced by the Indian government and it is said to be one of the most secure payment process systems across the world. Compared to previous processing systems such as Internet banking and 3D PIN technologies, the all-new Unified payments interface (UPI) processing system allows safer transactions with the help of pre-registered UPI-ID.

Facebook-owned Whatsapp has recently launched a business version for the people who own small-medium businesses and it allows them to perform secured transactions through the Whatsapp Business app. So it seems that Whatsapp has opted for UPI based payment transactions for protecting the processing gateways.

Whatsapp UPI

This latest feature Whatsapp UPI has first spotted by the GizmoTimes and is currently available for selected beta users in India.From the images showcased by GizmoTimes, we can see that there is a dedicated payment button a new option is introduced in chat menu along with Gallery, video, documents options.

Whenever a user clicks on Payments option from the chat menu, a disclaimer window will be opened in which there will be a list of Indian banks available to choose. After selecting the preferred bank from the give list, it’ll redirect to a window where a user has to create authentication PIN if they haven’t yet created UPI-id before. With the completion of above step, it’ll redirect to a window in which user has to create their secured 6-digit UPI-id for making transactions.

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A recent report by FoneArena states that the all-new Whatsapp payment system is only possible if both sender and receiver have registered UPI-id for successful transactions. However, we’ve been hearing that there are still problems with the Whatsapp business beta version that is the reason company provided this beta version only for limited members to find out the bugs in the app. One of the main issues that has been rolling on the internet is, users have faced difficulty while linking their bank accounts to Whatsapp business app.

Pictures Source: Gizmotimes.com

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